The eNaira empowers individuals by providing a wallet that truly belongs to them, without any hidden charges or maintenance fees. With the eNaira, individuals have complete control over their money and can efficiently transact at little or no cost, anytime, anywhere.
Your eNaira wallet is in your control.
eNaira wallet types for individuals.
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Individual Wallet: The individual wallet is designed for individuals who are eligible to open a bank account. To create an eNaira wallet, an individual can provide any of the following: Phone No., NIN, or BVN.
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Edu Wallet: The Edu Wallet is designed for individuals who are under the banking age in Nigeria. This wallet is linked to the wallet of their parents or guardians, which allows them to make payments and receive funds.
Your eNaira wallet is tailored to you!
Tier 0
₦120k/ Wallet Cap
- Phone No. Required
- Daily Credit Limit: ₦20,000.00
- Daily Withdrawal Limit: ₦500.00
Tier 1
₦300k/ Wallet Cap
- NIN Required
- Daily Credit Limit: ₦50,000.00
- Daily Withdrawal Limit: ₦50,000.00
Tier 2
₦500k/ Wallet Cap
- BVN Required
- Daily Credit Limit: ₦200,000.00
- Daily Withdrawal Limit: ₦200,000.00
Tier 3
₦5m/ Wallet Cap
- BVN + Utility Bill Required
- Daily Credit Limit: ₦1,000,000.00
- Daily Withdrawal Limit: ₦1,000,000.00
